We share our profits with you! When you do business with AgGeorgia Farm Credit, you become an owner of the cooperative, which means our financial success benefits you! We aren’t talking pennies either—we've paid over $325 million to our members since 1988.
Each year, our Board of Directors (elected by our membership) examines our financial standing, and determines if our capital position is strong enough to distribute part of our profits back to our members. If so, you'll receive a check back, based on the amount of interest you've paid in the previous year. The best part? You can use that money for whatever you want!
AgGeorgia Farm Credit has returned over $325 million in cash since 1988!
Our patronage chart shows the numbers for recent years.
*Includes numbers from AgGeorgia Farm Credit predecessors
Read answers to frequently asked questions about patronage. We may have already answered yours!
Calculate your potential patronage refund based on our average distribution and the amount of your loan.