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Loans

No matter what your goal is, we have a loan tailored to help you achieve your personal and business objectives.

Land Loans

Financing to help you purchase land in the country whether you’re looking for hunting land, a home and land in the country to simply enjoy with your family.

Operating Loans

Have the ability to draw quickly from a line of credit to pay for crop inputs or an additional loan to cover those extra acres you picked up.

Equipment Loans

Get access to the equipment you need to keep your business up and running like irrigation systems, tractors, implements, or something else.

Farm Improvement Loans

Interested in buying that farm next to you to expand your operation? Prepare for your farm expansion today.

Livestock Loans

AgGeorgia connects beef cattle producers and dairy farmers with the funds they need to bolster their operation.

Young, Beginning & Small Farmer Loans

Helping YBS farmers buy their first farm, expand an existing farm, or establish an operating line of credit.

Agribusiness Loans

Whether you're investing in a gin, sawmill, grain elevator, processing plant, or something else, we have experience financing a wide array of projects.

Home & Secondary Mortgage Loans

Looking to build, buy, or refinance a home? We’re here to support your goals and needs.

Preserving Your Legacy

Navigating Estate Planning for a Smooth Transition & Conflict-Free Future

It Pays to be a Member

When you borrow with us, you become an owner who shares our profits. Our Dividend Program is one way we share those profits with you. Calculate how much you could save.

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Here is your estimated Dividend Distribution: ESTIMATED DIVIDEND

After receipt of your distribution, dividend effectively lowers your total interest cost for the first year of your loan from $XXXXX to: EFFECTIVE INTEREST EXPENSE

This effectively lowers your interest rate from XXXX to: EFFECTIVE INTEREST RATE

*Results based on lower of projections or 5-year average dividend factor. Past performance not a guarantee of future payouts. Calculations do not account for time value of money. Talk to a Loan Officer for details.

AgBizInfo

For additional resources, YB&S farmers can check out AgBizInfo.

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