Ag Operating Loans

Get Back to What Matters

Farming is your true passion, not finance. That's why AgGeorgia's straightforward, no-nonsense approach to lending is ideal for agriculture professionals like you. With our ag focused lending staff ready and willing to help you through the application process, requesting an ag operating loan is simpler than ever before.

Get back to the work that you love sooner rather than later—and with the capital that you need.

Enjoy the AgGeorgia Advantage

With lines of credit available to help you lock-in prices, pre-pay expenses for tax management purposes, and get cash discounts, AgGeorgia can help keep your operation running through seasonal cash flow swings with fixed rate, variable rate, revolving and non-revolving options. And just like with our land loans, we pay you back a portion of the interest accrued on your operating line of credit through our Patronage Refund Program, further reducing your cost of borrowing.

Line of Credit Options Include:

Fixed rate operating lines
Traditional variable rate operating lines
FLEXLINE (choose fixed or variable rate on each draw)
Up to 3 year revolving lines of credit

Gator Walker & Andrew Grimes of Docia Farms

“AgGeorgia understands agriculture and the financing farmers need. They are about relationships and that's important.”

– Andrew Grimes, Docia Farms, Tifton, GA

Talk to a Loan Officer

Need the ability to draw quickly from a line of credit to pay for crop inputs or an additional loan to cover those extra acres you picked up? AgGeorgia is here to connect you with a solution. Reach out and learn more about your opportunities for growth today.